Home Birth Insurance Coverage
One question I’m asked frequently is: Where is the best place to give birth? My answer is always where you feel the most comfortable.
Having a home birth can be a beautiful and peaceful experience. I chose to have Elodie at home because it is where I felt safest. I absolutely loved my home birth and to date, is one of the proudest and happiest moments of my life.
For several years I was a doula and birth photographer. I saw a variety of births in different settings and went into my own birth with my eyes wide open. I still knew that where I would feel most comfortable would be in my own home. I’ll share more on my decision to have a home birth and my own home birth experience soon.
Today, I’m happy to share some information about insurance coverage for home births. Insurance companies are recognizing that low risk births for women who feel comfortable and safe at home are very safe and are starting to provide insurance coverage accordingly.
Cigna is now covering some home births through insurance. To find out if your Cigna plan will cover your home birth, I recommend you contact them directly. If you are looking for general information on their coverage, they provided me this link with additional information about current coverage on some plans. https://cignaforhcp.cigna.com/public/content/pdf/coveragePolicies/medical/AD_A002_administrativepolicy_home_birth.pdf
One of my favorite resources for evidence based information on the safety of birth in different settings and other things related to giving birth is Evidence Based Birth.